Personal Loans

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Personal Loans

Money for life’s unexpected moments.
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Unsecured And Secured Personal Loans And Lines Of Credit
Tech CU understands that life can often bring unpleasant surprises. Whether you’re faced with an unexpected medical bill, expensive credit card debt or having to replace a major appliance, a personal loan or line of credit can easily and quickly bridge those unexpected bumps in the road. So go ahead – consolidate your credit cards, replace that broken refrigerator, or just pay off your debts. Tech CU has your back.
Connect Credit Line
A Connect Credit Line is a great way to establish credit history and make those special purchases.
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Personal Loans from Tech CU
Unsecured term loan with no collateral required. Fixed payment, term and rate.
Learn About Personal Loans
Personal Line of Credit
Unsecured line of credit with no collateral required.
Use credit when you need it.

Learn About Personal Line of Credit
Secured Loans
Secure your personal loan against a Tech CU certificate or savings accounts.
Learn About Secured Loans
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Unsecured Personal Loans
A personal loan should be just that – personal. At Tech CU, it’s about our members. We know that sometimes you just need a little extra help to meet your financial needs. That’s why our personal loans are:

Unsecured – meaning no collateral is required.

Fixed rate – so there are no surprises with unexpected rate increases.

Fixed term – 24 to 72 months, so you know exactly how to budget your payments.

Generous credit limits – from $1,500 up to $50,000.

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Personal Line of Credit
A Tech CU personal line of credit offers an ongoing source of funds to use when and how you need it. Use your Tech CU personal line of credit as overdraft protection or to consolidate credit card debt.

Unsecured – meaning no collateral is required.

Available through Tech CU branch locations or via online banking.

Schedule payments from your checking or savings account.

Apply for a Personal Line of Credit

Secured Personal Loans

Instead of dipping into your savings for a major purchase, why not use your Tech CU savings or certificate of deposit account as collateral against a secured personal loan? Secured Personal Loans can be:

	Share Secured	Certificate Secured
	Continue to earn dividends on your savings account during the loan period.	Up to 100% secured by funds in your Share Certificate or Certificate of Deposit.
	Interest rates and payment terms vary.	Interest rate and repayment terms vary.
		Earn dividends on your Share Certificate or Certificate of Deposit even while repaying loan.

To open a Secured Loan – speak with a Tech CU representative in person or virtually.

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