Consumer Loans Rate Sheet - Tech CU

Personal Banking Business Banking

ABA/Routing #121181976

Our Rates Make an Appointment Find a Branch

Print This Page
Consumer Loan Rate Sheet

Rates are subject to change without notice.

New Vehicles


Term¹	Minimum Loan Amount²	Annual Percentage Rate³	Example: Payment per $1,000⁴	Effective Date
12 - 36 months	$5,000	6.14% - 15.14%	$34.73	09/01/2023
37 - 48 months	$5,000	6.24% - 15.24%	$27.95	09/01/2023
49 - 66 months	$5,000	6.49% - 15.49%	$22.60	09/01/2023
67 - 72 months	$15,000	7.09% - 16.09%	$21.74	09/01/2023
73 - 84 months	$25,000	7.84% - 9.34%	$16.26	09/01/2023
Vehicle Loan Terms: ¹Term subject to credit approval. ²Maximum loan amount based on approved credit. New (current model year) vehicles: Up to 125% of MSRP (including tax, license, document fees, and mechanical breakdown protection, or extended warranty), plus GAP on approved credit. ³Interest Rate will vary based on approved credit. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. ⁴Payment per $1,000 is based on the highest interest rate with the maximum term. Financing available on purchases of new vehicles up to one model year old and less than 10,000 miles. All loans require Tech CU membership, credit approval, and you must meet security requirements. Other terms and conditions may apply.

Used Vehicles


Term¹	Minimum Loan Amount²	Annual Percentage Rate³	Example: Payment per $1,000⁴	Effective Date
12 - 36 months	$5,000	6.39% - 15.64%	$34.98	09/01/2023
37 - 48 months	$5,000	6.49% - 15.74%	$28.21	09/01/2023
49 - 66 months	$5,000	6.74% - 15.99%	$22.87	09/01/2023
67 - 72 months	$15,000	7.34% - 16.59%	$22.02	09/01/2023
73 - 84 months	$25,000	8.09% - 9.59%	$16.39	09/01/2023
Vehicle Loan Terms : ¹Term subject to credit approval. ²Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding salvaged vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: Up to 125% of Kelley Blue Book Retail Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. Used Vehicles over 7 years old or more than 100,000 miles: Up to 90% of Kelley Blue Book Retail Value (including tax, license, document fees, and mechanical breakdown protection or extended warranty), plus GAP on approved credit. ³Interest Rate will vary based on approved credit and term. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. ⁴Payment per $1,000 is based on the highest interest rate with the maximum term. Vehicles must be 4 model years or newer with less than 60,000 miles. All loans require Tech CU membership, credit approval, and you must meet security requirements. Tech CU will finance private party purchases for used vehicles registered in the state of California. Other terms and conditions may apply.

New Motorcycles


Term¹	Minimum Finance Amount²	Annual Percentage Rate³	Example Payment per $1,000⁴	Effective Date
24 - 60 months	$10,000	9.74% - 18.49%	$25.66	09/01/2023
Motorcycle Loan Terms: ¹Term subject to credit approval. ²Maximum loan amount based on approved credit. Loans on new (current model year) motorcycles can include up to 100% of purchase price plus sales tax, license, dealer prep, GAP, and extended warranty. ³Interest Rate will vary based on approved credit. ⁴Payment per $1,000 is based on the highest interest rate with the maximum term. All loans require Tech CU membership, credit approval, and you must meet security requirements. Other terms and conditions may apply.

Credit Cards


	Visa Signature®	Visa Classic®	Visa Classic® (Share Secured)	Effective Date
Annual Percentage Rate (APR) for Purchases and Balance Transfers and Cash Advances	15.15% - 26.15%	13.15% - 24.15%	24.15%	09/01/2023

Personal Line of Credit

Type Credit Limit Amount Annual Percentage Rate Rate Type Effective Date
Revolving $1,500 - $50,000 15.50% - 29.50% Variable 09/01/2023
Personal Loan

Term Annual Percentage Rate Loan Amount Effective Date
24-72 months 11.49% - 27.49% $1,500 - $50,000 09/01/2023
2010 North First Street | San Jose, CA 95131 | (800) 553-0880

©Technology Credit Union. All rights reserved. Federally insured by NCUA.

We’re Here To Help

In Person

Find a Local Branch

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

Virtually

Virtual_branch_icon

Make a Virtual Branch Appointment

aperture

Top