• Home Equity Line of Credit

    If you want to access funds now and in the future consider a home equity line of credit.

    Re-do your kitchen. Make sure your child's college tuition is ready to go. Or, simply have access to cash on hand when you need it. You can even set up your equity line as an overdraft source for your Tech CU checking account.


  • Available Credit LimitsMaximum Loan-to-Value1Annual Percentage Rate2Effective Date
    $10,000 - $250,00070%8.50%06/01/2024
    $250,001 - $500,00070%9.00%06/01/2024
    $500,001 - $750,00060%9.00%06/01/2024
  • Check out these benefits:

    • Convenience: We're committed to helping you every step of the way.
    • Interest may be tax deductible: Refer to your tax advisor.

    For more information about our Home Equity Line of Credit, contact us at (877) 988-0471.

    • Calculate your potential monthly payment for a Tech CU Home Equity Line of Credit.

    Home Equity Line of Credit features:

    • No Cost Loans 1 — no application fees, no closing costs and no annual fee.
    • Use the funds you need — only pay interest on what you use.
    • Available as an overdraft protection source for any Tech CU checking account.
    • Access funds anytime through Online Banking, Call-24 Phone Banking, and convenience checks.
    • Available for owner-occupied properties in California of 1-4 units.
    • Interest-only payments for the first 10 years of the loan; then fully amortized to include principal and interest over the next 15 years.
    • For more information, see the Home Equity Line of Credit Disclosure (PDF).

We’re Here To Help

By Phone

Call us anytime

New loan inquiries