Refinancing your auto loan

Refinancing Your Vehicle Loan

Refinancing could lower your monthly payment.

Are you paying more than you would like for your auto, truck, or SUV loan? Consider refinancing your loan with Tech CU. Apply today or contact us to discuss.

Tech CU offers our members:

Flexible repayment terms up to 72 months

Loans up to 125% of Blue Book value

Feel free to use our refinance calculator to determine what your new monthly payment could be.

Thinking of doing a lease buyout?

Lease buyouts from franchise dealerships are available throughout the U. S. However, for lease buyouts outside of California, please call us or make an appointment in Tech CU’s Virtual Branch.
To apply for a loan or to discuss options:

Apply

Apply for a vehicle loan today.*

(877) 988-0471

Call our Lending Center.

Speak to a banker in Tech CU's Virtual Branch.

Visit one of our physical branches.
*Not yet a member? Become a member now and enjoy great rates and other benefits of membership! Please note: Membership is not required to apply for a loan, but it will be required to complete your application upon approval.
Join Tech CU

Vehicle Loan Terms:
$15,000 minimum loan amount for 72 month financing. Maximum loan amount based on approved credit. Financing available on used vehicles (including fleet returned vehicles), excluding lemon-law buyback, salvaged or other branded title vehicles. Used Vehicles 7 years old or less and 100,000 miles or less: Up to 125% of Kelley Blue Book Retail Value (including tax, license, and document fees), plus GAP on approved credit. Used Vehicles over 7 years old or more than 100,000 miles: Up to 90% of Kelley Blue Book Retail Value (including tax, license, and document fees), plus GAP on approved credit. Interest Rate will vary based on approved credit. Slightly higher APRs apply to refinances of existing Tech CU loans, private party sales and other loans where Tech CU handles vehicle title work. Payment per $1,000 is based on the highest interest rate with the maximum term.

All loans require Tech CU membership, credit approval and you must meet security requirements.

Refinancing Your Vehicle Loan