• Certificates

    A longer term, higher yield savings vehicle.

    When you're looking for a higher rate with guaranteed returns and you don't mind "parking" your money for a while, consider a Tech CU Certificate Account.

    Dividends are earned for each day that your money remains in the account and are calculated using the Daily Balance Method. When you open a Certificate at Tech CU you can rest easy - all Certificates are federally insured by NCUA to at least $250,000 and Tech CU is 5-star rated by Bauer Financial.

    We offer a wide variety of certificate options with great rates to help you achieve your financial goals. And, we currently have several limited-time offers.

    Featured Certificate Offers

    Liquid Certificates

    Maintain easy access to your money with our 3, 4, or 5-month Liquid Certificate at competitive rates. You only need a minimum Opening Balance of $1,000. Anything over the initial $1,000 can be withdrawn once a month and you can make deposits anytime during the term of the certificate. Who says you can’t have your cake and eat it too?

    Open a Liquid Certificate Learn More about Liquid Certificates

    Please note: The Tech CU Liquid Certificate is for “new-to-Tech CU money” only.

    Ongoing Certificate Offers

    As a not-for-profit, Tech CU re-invests in our members by offering great rates – often better than banks. Take a look at all our Certificate Rates.

    Features of Tech CU Certificates:

    • Low minimum of just $1,000
    • No maximum balance
    • Wide variety of terms to meet your saving needs
    • Certificates that offer “Raise My Rate” once during the term so you can benefit if rates rise (not available for IRA Certificates)
    • Daily accrued interest
    • Access to interest earnings once a month on Certificates of 6+ months
    • Federally insured to at least $250,000.
    • Peace of mind – your financial institution maintains the highest industry classification of “well-capitalized” and has a 5-Star rating from Bauer Financial
    Members New Members Need help? Make an Appointment

    Get Started Online, Via Virtual Branch, Or In Person.

    Non-Members

    • Open your account online.
      1. When asked if you’re an existing member, select “no” and click “next”.
      2. Choose Certificate and the Term of choice from the drop-down menu.
      3. Complete the membership application.
      4. Fund your new account(s).
    Open Account Online
    • For personal assistance, you may contact Tech CU’s Virtual Branch from anywhere by making an appointment at a time that fits your schedule.
    Schedule Virtual Appointment

    Members

    • Sign into Tech CU Online Banking.
      1. Choose apply.
      2. Choose Certificates and the Term of choice.
      3. Fund your accounts.
    Sign-in to Online Banking
    • For personal assistance, you may contact Tech CU’s Virtual Branch from anywhere by making an appointment at a time that fits your schedule.
    • Small Business and Commercial Members, please call (408) 441-4752.
    Schedule Virtual Appointment

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

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