• Certificates

    A longer term, higher yield savings vehicle.

    When you're looking for a higher rate of return and don't mind "parking" your money for a while, consider a Certificate Account. Dividends are earned for each day that your money remains in the account, and are calculated using the Daily Balance Method.

    We offer several certificate options with great rates to help you achieve your financial goals** - including Raise My Rate certificates.***

    Raise My Rate

    Once during the term of your Certificate, you can actually raise the rate.***

    • Minimum opening balance of $1,000; $95,000 minimum for Jumbo
    • Product not available for IRA Certificates

    Let's say you open an 18-month Certificate earning 3.25%. Rates go up after six months — you have the option of moving to a higher rate.

    Rates for Certificates

    Limited Time Offer

    Term Dividend Rate APY Effective Date
    15 months* 4.571% 4.65% 2/1/2023
    • *Annual Percentage Yield is accurate as of 2/1/2023 and may change at any time. APY is available to Tech CU members who deposit and maintain a minimum of $1000 of "new to Tech CU" money into a new Certificate account, meaning the total deposit must come from a source external to Tech CU. No maximum deposit applies. Penalties will be imposed for early withdrawals. See Tech CU's Truth in Savings Account Disclosure for more details.

    Certificates and Jumbo Certificates

    Term Certificates
    Dividend Rate

    ($1,000 or more)

    Apply Now
    Certificates
    Annual Percentage Yield

    ($1,000 or more)
    Effective Date
    ($1,000 or more)
    Jumbo Certificates
    Dividend Rate

    ($95,000 or more)

    Apply Now
    Jumbo Certificates
    Annual Percentage Yield

    ($95,000 or more)
    Effective Date
    ($95,000 or more)
    14 - 29 days N/A N/A N/A 0.300% 0.30% 8/24/2022
    1 month N/A N/A N/A 0.349% 0.35% 8/24/2022
    2 months N/A N/A N/A 0.449% 0.45% 8/24/2022
    3 - 5 months 2.231% 2.25% 4/1/2023 2.231% 2.25% 4/1/2023
    6 - 8 months 2.485% 2.5% 4/1/2023 2.485% 2.5% 4/1/2023
    9 - 11 months 2.741% 2.75% 4/1/2023 2.741% 2.75% 4/1/2023
    10 months
    *Special Rate*
    4.483% 4.50% 4/1/2023 4.483% 4.50% 4/1/2023
    12 - 17 months 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    18 - 23 months 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    18 month Raise My Rate*** 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    24 - 35 months 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    24 month Raise My Rate*** 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    36 - 47 months 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    48 - 59 months 3.455% 3.50% 4/1/2023 3.455% 3.50% 4/1/2023
    60 months 3.601% 3.65% 11/1/2022 3.601% 3.65% 11/1/2022
    tech-cu-icon-calculator
     

We’re Here To Help

By Phone

Call us anytime
800-553-0880

New loan inquiries
877-988-0471

aperture
Top