Checking Accounts

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Checking Accounts

Everything you want in a checking account, and none of what you don’t want! Open your no-fee, no minimum checking account today!

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Convenient Checking Accounts
Keep life simple. All our checking accounts have no fees, no minimum to open, no maintenance charges, and they come with Visa® Debit Cards and over 85,000 fee-free ATMs. Tech CU checking accounts are easily accessible through Online and Mobile Banking.

Basic Checking
No-frills checking with the security of Tech CU.
Open Your Account
Interest Checking
Keep at least $1,500 in your account, earn interest, and get all the other benefits of a Tech CU checking account.
Open Your Account
Student Checking
No matter where you plan to go to college, get a Tech CU checking account for easy, convenient banking. Also available to those under 18.

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Make an Appointment for Under 18 Account
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Checking Account Resources
See all our checking account resources.
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Resources
Rates
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Checking Features and Forms

Direct Deposit form

More than 85,000 fee-free ATMs. Find one near you.

Get a Visa® Debit Card

Virtual Branch
Meet with us from the comfort of your home or office in Tech CU’s Virtual Branch.
Make an Appointment
Convenient Online Banking
Access your account 24/7.

Sign up for Online Banking
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Easy Access Mobile App
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Member Benefits
Learn more about Tech CU’s many benefits.
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Choose The Checking Account That's Right For You

Tech CU offers three types of checking accounts to fit your financial lifestyle. All our checking accounts offer debit cards and are fee-free with no minimum balance or direct deposit requirement. If you can maintain a daily minimum average of $1,500 in your account, our Interest Checking Account allows you to accrue interest on your money.

	Basic Checking	Interest Checking	Student Checking
Minimum Balance to Earn Dividends	N/A	$1,500.00	N/A
Minimum Average Daily Balance to Avoid Monthly Maintenance Fee	No	No	No
Monthly Minimum Balance Fee	No	No	No
Fee Waivers	N/A	N/A	N/A
Direct Deposit Requirements	No	No	No
No minimum balance to open Basic, Interest, or Student Checking Accounts. Fees may reduce earnings on Interest Checking Accounts.

Learn More About Tech CU Open a Tech CU Checking Account See Our Rates

Convenient Nationwide ATM Access And Zero Fees
All Tech CU checking accounts offer access to over 85,000 ATMs nationwide.
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Feel Good About Where You Put Your Money
Joining Tech CU is about more than opening an account. It’s about joining a credit union that puts members’ needs first.

Your savings are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).

Tech CU has a 5-star rating from Bauer Financial! This rating speaks to Tech CU’s strong financial position.

Profits returned to members as lower loan rates, low or no fees, outstanding service, and great member benefits.

We support our communities in the areas of Technology Access, STEAM Education, Financial Empowerment, and Health and Wellness. For the past nine years, we have been named a top philanthropic company in Silicon Valley!

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